CASE 1: Let's exchange toys and play.

Many parents prepare baby toys before they are born, even if the baby is not playing. Toys are important playmates for children's growth, especially in the age of only children. When children play with toys, there are still many toys, and the design of toys is also progressive and complicated.

When the dolls are more than one year old and two years old will run in the yard, the contact area is wide, and the opportunities for communication are much more. The toys that see other dolls are naturally “salted.” At home, the dolls are all humiliated. The object, so when it comes to the outside, many dolls like to go directly to the toys of other dolls. If you don’t give them a chance, you will cry. I remember that when the baby was in the beginning, the adults were very embarrassed. Some adults, especially the older ones, liked to tell the dolls, saying that they would go back and let mom and dad buy them, but the desire of the baby is difficult to satisfy, and more Change, you can't move a toy city home. Although the doll's home is not a toy piled up in the mountains, then how is this a head, and the reason for the baby, they do not understand.

Later I thought of a way to tell the doll to play with other dolls. You like him. He likes you too. This is very effective. When the dolls go out to play, they all bring their toys. When they meet, they will meet. Change to play, change the toy back before going home.

I used to think that this was just a solution to the problem of dolls vying for toys. Looking back, this may be the first time that the baby has established the original concept of financial management. Willing to exchange and share with others, learn to make trade-offs; say what toys to change, when to change back, be careful about other people's toys, learn integrity and kindness, otherwise the next small basin friends are not willing to exchange with you. From the perspective of the adult world, trade-offs and integrity are the most basic qualities that are needed when investing and managing money in the future.

CASE 2: "21 days" and "Buy one at a time"

When the dolls start to go to kindergarten, they will express their wishes. When there is some opinion, the landlord used to be very distressed. How to convince the doll not to go to the supermarket or the mall to buy a toy to go home, so that he always tries to bypass the toy counter or Constantly shifting the attention of the baby, even criticizing the doll, this is not the solution, hiding too tired, and there will always be a time of failure. In particular, some very persistent dolls are even more difficult to "handle". If they don't aim, they will not give up. They will sit on the floor and cry, until they promise to buy toys.

Later, a friend told the landlord a method that was very useful. I am very grateful to her now. In terms of buying toys, the landlord rarely clashes with the doll. In fact, the practice is very simple. First of all, we must communicate with the dolls to buy toys. For example, when the landlord negotiated with the dolls, you can buy new toys after 21 days, and you can only choose one toy at a time (21 days is just right). It is three weeks, one month is a little long, afraid that the doll can't hold it.) When the doll can't understand it, he can explain the expenses of the family to him a little. If the money is spent on the toy, you can't buy more important things.

I didn’t expect the dolls to work very well. When I went to the supermarket and the mall, although he would still hang around the toy counter, but he didn’t ask for it at the appointed time, it’s just “look” and made the landlord look at it every time. When he saw the little back of the toy at the counter, he always felt that he was "too cruel."

"Cruel" is cruel, and now the baby still adheres to this rule, but "21 days" is replaced by Children's Day, birthday or Christmas, and New Year's Day can buy toys for him. Of course, the baby is big, and there are more things to pay attention to. The status of the toy is not as high as before. Now the baby will like to play, exercise and read books with his companions.

The landlord felt that this "21-day game" unconsciously let the baby learn to follow the rules, learned to wait, and learned to embrace hope. I remember reading a book about children's financial management. I said that teaching children to invest is not about learning how to analyze, nor how to plan to earn, but to train patience, exercise the habits they wait for, and understand that it takes time to achieve goals. . It makes a lot of sense. In fact, our adults are also quite lacking in this aspect. They are not patient enough. We must know that the accumulation of wealth is based on time.

CASE 3: Buy the money for the toy, pay half of it yourself.

The baby of the landlord began to have pocket money when he was in the first grade of elementary school. He was 10 yuan a week, telling him that he can be free to control. He only needs to know the adult beforehand. At first, he didn't have much concept about 10 yuan. After he got it, he went to the convenience store in the community to buy things. He bought a concept to buy him. For example, he only bought a funny egg, or two. Piece of chocolate. Of course, there are restrictions on which snacks to buy, although he said that pocket money is completely handled by him.

It was also very generous to start using the money, but after discovering that the money was used on Monday, there was no money for the next six days. Gradually, he would have some moderation. Moreover, the landlord has an agreement with him. Since Xiaopenyou has his own pocket money, he needs half of his own money when buying toys, and then the adults support him half. Since this rule, the practice of buying toys has changed. For example, he would ask to go directly to the mall to buy toys. The feeling of getting toys on the spot is good. Then I will find a chance to tell him if I buy online. It only takes 2/3 or even 1/2 of the price to buy the exact same toy, so you can leave more money to do other things, that is, it takes a few more days to wait. In the end, the baby felt that she could endure those days. In most cases, she chose to wait.

Perhaps after the "half" approach, the doll left half of the red envelope money received this year, and the other half shared it with the landlord. All the red envelopes he received before will be sent to the landlord. The landlord who is slightly lost is not okay, as long as he has principles.

At the beginning, the landlord decided to take his own pocket money to pay for the part of the money he needed to buy the toy. He just wanted him to be restrained on what kind of toys he bought. What kind of toys were most needed at the time, not the people. Or impulsive. However, it was later found that this seems to help the doll learn to control the desire to consume, to form the habit of planning how to use the money, to learn how to master and control their own "property", and to understand the reasons for the amount of resources and resources - because they bought this It is impossible to buy other things. You can only wait until the next pocket money is issued or earned through your own efforts.

The feeling of the landlord in recent years is that the plasticity of the child is very strong. As long as the parents can spend more time thinking about the brain, the child will grow in the direction you want.

However, the landlord is not an education expert or a true parenter, but a mother who needs to grow up. Writing these words is not a way to share as a success. After all, each child's personality is different, the growth environment, and the adult's educational preferences are different. The same method may not produce the same result. It is like being in the same nursery. Raise flowers in the same place, watering, fertilizing, and loosening the soil at the same time. The flowers that are finally opened and the fruits that come out are different.

Speaking of this, it is very similar to investment. If you are unsuccessful, you have to look at the long-term. Maybe you can judge whether these practices have played a good role after ten years. Nowadays, the "small children" don't know how clever and intelligent they are. They need wisdom more, so the landlord hopes that mothers can come together to share and inspire each other. No matter what kind of career (child care is also a long-term and great cause!), we must sum up, learn from, practice and practice before we can go further.

Original title: Children's financial business training record: buy toys to buy a healthy financial view